Vale Private Wealth
Your investments and your plan, run together.
We manage the portfolio, plan the decisions around it — retirement, the tax bill, a home, career changes, what you can actually spend — and pick up the phone when something changes. One team, for all of it.
For households with $500,000 or more to invest.
A portfolio with a purpose.
Every dollar is invested against something: income at 62, a down payment in four years, a sale you're still deciding on. When the plan changes, the portfolio follows.
The decisions, not just the returns.
Retirement, the tax bill, a big purchase, caring for parents or your kids, how much you can spend without second-guessing it. We run the numbers before you have to choose.
Someone to call before you decide.
Buying a house. Leaving a job. Lending money to family. Bring it to us before you sign, not after. If it needs a lawyer or an accountant, we'll say who, and join the call.
What’s included.
We run the portfolio
Built around the plan and rebalanced as it changes, by a licensed portfolio manager. The buying and selling is ours.
We move the accounts
Once, and we do the paperwork. You'll know when it's done.
Someone to call before you decide
Any big decision, before you make it. As often as it comes up.
A sit-down on your schedule
Portfolio and plan, reviewed together, as often as you need.
A full review every year
Where everything stands, in plain language.
A plan in writing
What we decided and what happens next, kept current.
Whoever should be in the room
Your partner, an adult child, a parent. Whoever's actually part of the decision.
Estate and beneficiaries
The will, the beneficiaries, and the conversations around them.
A second opinion
On anything with money in it. And a referral when you need a specialist.
This is right for you if:
There's more than one moving piece
Investments, a pension, stock compensation, real estate, a business — and you want one plan that covers it all.
You're managing it all for the first time
Widowed, divorced, or handed accounts someone else always looked after. You want it properly run, and someone to work the rest out with you.
You're at or near retirement
The money has to start paying you. What you draw, from which account, in what order, and what's left after.
You inherited money
And the advisor who came with it answers to your husband, your father, or the family. Not to you.
You're planning with a partner
Both of you in the room, both of your questions answered.
You already have an advisor
You've never quite understood what you're paying, or what you're getting for it.
Assets managed
Annual fee
$500,000 - $1,000,000
1.1%
$1,000,000 – $2,000,000
0.90%
Assets above $2,000,000
0.80%
That’s the whole fee. You’ll know the exact dollar figure before you sign anything.
Not there yet? Vale Access is the same team for one flat fee, and your accounts stay where they are.
Start with a conversation.
Thirty minutes, by phone or in person. Nothing to prepare; just bring yourself, and if Vale isn't right for you, we'll say so.