Vale Wealth Terms of Use

Effective date: October 9, 2026

1. Agreement

These terms apply to your use of www.valewealth.com (the “Site”), operated by Vale Wealth Inc. (“Vale Wealth,” “we,” “us”). By using the Site, you agree to them. If you don’t agree, please don’t use the Site.

2. Who provides what

Investment advice is provided in partnership with Bold Wealth Partners Inc., a registered portfolio management firm. Financial planning services are provided by Vale Wealth.

3. Information only, not advice

Content on the Site, including our Journal, is for general education. It is not financial, investment, tax or legal advice, and it does not consider your personal circumstances. Talk to a qualified professional before making financial decisions.

4. No client relationship

Using the Site, sending us a message or booking an introductory conversation does not make you a client. A client relationship begins only when we have both signed a written agreement.

5. Our content

The Site’s text, design, logos and other materials belong to Vale Wealth or are used with permission. You may view and share them for personal, non-commercial use, with credit to Vale Wealth. You may not copy, change or republish them for any other purpose without our written permission.

6. Acceptable use

You agree not to:

  • use the Site for anything unlawful

  • try to gain unauthorized access to the Site or its systems

  • send spam, malware or harmful content through our forms

  • scrape or collect data from the Site using automated tools

7. Disclaimer

We try to keep the Site accurate and up to date, but we provide it “as is.” We don’t guarantee it will always be available, error-free or complete. Past results and examples don’t guarantee future outcomes.

8. Limitation of liability

To the extent the law allows, Vale Wealth is not liable for any loss or damage that results from your use of, or reliance on, the Site or its content. Nothing in these terms limits any duty we owe to clients under a signed client agreement or under securities law.

9. Other websites

The Site links to other websites and social media. We don’t control them and aren’t responsible for their content or practices.

10. Privacy

Our Privacy Policy explains how we handle your personal information.

11. Governing law

These terms are governed by the laws of British Columbia and the federal laws of Canada that apply there.

12. Changes

We may update these terms. We will post the new version here with a new effective date. Continuing to use the Site means you accept the updated terms.

13. Contact

Questions about these terms: steph@valewealth.com

Start where you are.

Vale is a Canadian wealth advisory practice built around conversation, clarity, and long-term trust.

© 2026 Vale Wealth. All rights reserved.

Investment advice is provided in partnership with Bold Wealth, a registered portfolio management firm.

Start where you are.

Vale is a Canadian wealth advisory practice built around conversation, clarity, and long-term trust.

© 2026 Vale Wealth. All rights reserved.

Investment advice is provided in partnership with Bold Wealth, a registered portfolio management firm.

Start where you are.

Vale is a Canadian wealth advisory practice built around conversation, clarity, and long-term trust.

© 2026 Vale Wealth. All rights reserved.

Investment advice is provided in partnership with Bold Wealth, a registered portfolio management firm.