Vale Access
An advisor of your own, without moving your money.
A separation, an inheritance, a sale, what you can actually spend, and a straight answer about what you're invested in. Your accounts don't move.
One flat fee. No minimum.
The advice, without the transfer.
The decision in front of you, worked all the way through.
A separation, an inheritance, an offer, a sale. The right answer in March isn't the right answer in September, so we stay in it.
A second opinion on what you're holding.
We'll tell you what we think of the mix, what it's costing you, and whether any of it matches the plan. You manage your accounts.
Your accounts stay exactly where they are.
No transfer forms, no new statements, no percentage of anything. You're hiring the advice, not moving the money.
What’s included.
Someone to call before you decide
Any big decision, before you make it. As often as it comes up.
A read on your portfolio
What you hold, what it costs, whether it fits the plan.
Conversations through the year
Three or four in a quiet year, more when life happens. We set the rhythm when we know what you need.
A plan in writing
What we decided and what happens next, kept current.
Whoever should be in the room
Your partner, an adult child, a parent. Whoever's actually part of the decision.
Estate and beneficiaries
The will, the beneficiaries, and the conversations around them.
Your accounts don't move
Nothing to transfer. Want us running the portfolio too? Vale Private Wealth is the same team.
For the decisions that take longer than one meeting.
You've never been the money person
You want to understand what's actually happening, and be in the decisions before you're forced to be.
You're separating, or you just did
Which pension, which house, support for how long. We model what each version looks like in ten years.
You're planning as a couple
One of you handles the money, but you both want to be informed, and neither of you wants the mental load.
You're on your own now
Widowed, or the advisor came with a husband, a father, an estate. You want someone steady while you work out what's next.
You invest it yourself
And you want a second opinion from someone who isn't trying to take the account.
There's a business, or family money moving
A sale, equity comp, a trust, parents and adult children with money between them.
Nothing to move, nothing to prepare.
1
A call, then one page.
Thirty minutes, no form first. Afterwards: what we heard, what matters most, where we'd start.
2
The scope and the fee, in writing.
What we're taking on, how often we'll talk, what it costs. Before you're a client.
3
Then we stay in it.
Conversations through the year, a plan that stays current, an answer when something comes up.
Starting at $3,600 a year, or $300 a month.
What you pay depends on what we're taking on. A straightforward year and a year with a separation in it aren't the same job, and planning for two generations isn't the same as planning for one. We set your fee after the first call, in writing, before you're a client.
One flat fee. The same number whether we talk twice or twenty times.
Not there yet? Vale Checkpoint is the same team for one problem. Looking for someone you trust to handle the money too? Private Wealth is the same service, with hands-on investment management.
Start with a conversation.
Thirty minutes, by phone or video call. Nothing to prepare, just bring yourself, and if Vale isn't right for you, we'll say so.